1
Estimate
< 2 minutes
- Estimate the current market rate for your given circumstances
- Answer less than 10 questions
- Aprio's AI and models will estimate your rate and potential savings
What's the best interest rate for my business?
Aprio uses AI to help borrowers understand, benchmark, and manage their commercial debt – starting with a simple rate estimate.
Rates analysed across lenders including:
Commercial lending is complex
Aprio provides clarity.
Most borrowers have limited visibility into how their bank prices loans or whether their rate is competitive.
Our platform uses commercial lending data and AI to understand how your rate compares to the market and what can be done to achieve better outcomes.
Designed for commercial borrowers
Aprio helps borrowers understand, negotiate, and manage debt across:
Better outcomes for your business loan
Interest savings
Businesses typically save thousands in interest by understanding their true market rate. A reduction of just 0.2% on a $5 million loan can save you $10,000 every year!
Simplicity
Changing banks can be complex and time-consuming. Aprio helps you achieve better outcomes with your existing lender, without unnecessary disruption.
Proactive management
Stay ahead of your banking position. Aprio monitors your lending and prompts you when your rate or structure may no longer be competitive.
How it works
Securely manage your debt in four simple steps.
2
Validate
< 10 minutes
- Validate the estimate by providing some more information
- Upload 3 documents for AI to extract this information or answer additional questions
- Aprio's AI and models will refine your estimate and provide information to understand your options
3
Negotiate
ASAP
- If savings have been identified, or if this is a new loan, negotiate with your existing bank
- Aprio highlights negotiation opportunities and shows where your position is strong or weak
- Receive clear talking points and AI driven suggestions to get a positive outcome with your lender
4
Manage
Ongoing
- Feel comfortable with your obligations and key loan details with Aprio's proactive loan management
- Aprio helps calculate your capacity and identify opportunities to invest
- Aprio helps you continue with the best rate possible!
Built on trust
1. Clients come first
Our platform is built to serve borrowers – your interests come first, always.
We operate purely as a software platform, therefore our insights are completely independent. We are not paid by lenders and do not promote specific financing products.
Our goal is simple: help you achieve the best finance possible using clearer information.
2. Industry experts
Built by commercial finance professionals who grew tired of digging through facility agreements manually.
We have worked on both sides of the table – advising on complex commercial debt transactions as well as having commercial debt ourselves! This has given us a practical understanding of the challenges borrowers face.
On the technology side, we bring decades of experience in enterprise IT and AI, including work with leading global technology firms.
3. Enterprise grade security
Your financial data deserves serious protection.
Our platform is hosted on Microsoft Azure's Australian data centres and built using enterprise security standards. All data is encrypted in transit and at rest, with additional application-level encryption using secure key vaults.
Your information remains private, secure, and accessible only to you and authorised users.
