What Aprio reads

Upload the documents you already have. Aprio interprets them together (including the variations) and gives you the terms that apply today, linked back to the page they came from.

Document	What Aprio takes from it
Loan documents	Borrower, lender, limit, margin and effective rate, line and other fees, expiry, covenants, security, key dates
Asset finance agreements	Borrower, lender, opening balance, rate, term, instalments, fees, expiry, balloon payments, key dates
Lease agreements	Lessee, lease type, commencement and expiry, rent formula, outgoings, other income, key dates
Variations and amendments	Changes against the original, reconciled into one current set of terms
Tenancy schedules	Gross and net income, expenses, income at full occupancy, current WALE, review dates
Valuation reports	Valuation date, amount, purpose, valuer, asset information
Financial statements	Entity, financial year, P&L, balance sheet. Builds cashflow for a full three way financial model and can consolidate multiple entities.
Management accounts	Monthly management accounts exported from MYOB, Xero etc. Period figures matched to financial statements for three way models and forecasts

The terms you signed are not always the terms you have

A facility that has been varied twice is described across three documents, and only the combination is current. Aprio reads them together, reconciles the changes, and shows one record with the limit, pricing and expiry that apply now, with a link to each document behind it.

Specimen letter of variation showing the facility limit changing from $1,642,500 to $1,125,000 and a new expiry date — The variation. A later document may change the limit, the margin and/or the expiry, without restating the rest of the agreement.

Aprio facility record showing the reconciled current limit, interest type and expiry with the agreement typed as a variation — The Aprio record. One facility carrying the limit, pricing, security, covenants and expiry that apply now, linked back to the page each term came from.

Structured records, not a summary

Extraction produces records you can work with: entities, facilities, asset finance agreements, assets, valuations, leases, tenancy schedules, income and financial statements, each with its source link and verification status, feeding the group view, financial analysis, scenario planning and activity reminders.

Aprio group overview showing total assets, net income, limit, upcoming activities and group entities

What we will tell you up front

Aprio is built for Australian commercial lending documents. Home loans can be recorded and are excluded from the weighted average interest rate in Validate Rate. Other consumer loans are out of scope.
Coverage is strongest for the major banks documentation. Private lender agreements vary widely and are not yet supported.
Everything Aprio extracts is presented for your review. You can edit or override key values.

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