Security, governance and responsible AI
Aprio is built in Australia for Australian commercial lending. Your data is hosted in Australian data centres, every AI output links back to the document it came from, and you decide what is verified.
Australian owned, Australian built, Australian hosted
- Aprio Pty Ltd is an Australian company, ABN 67 693 409 568, and owns and operates aprio.au.
- All client data is hosted in Microsoft Azure data centres located in Australia.
- Aprio's document interpretation and financial analysis are built specifically for Australian commercial lending: Australian facility structures, Australian lease and asset finance documents, and published Australian reference rates.
- Authentication is provided by Clerk, which is hosted in the United States. Authentication data is limited to the credentials needed to sign you in; your documents and financial records are not held there.
How AI is used, and what it is not allowed to do
- Aprio uses commercial large language models from Anthropic, Google and OpenAI. No open-source and no Chinese-developed models are used.
- Models are called on a request and response basis for a specific task. Aprio does not fine-tune models on client data.
- Our AI providers do not use your data to train their models.
- Any file passed to a model provider for processing is deleted from that provider once processing is complete.
- Every AI step runs inside templated guardrails written for Australian commercial finance, so the same document is interpreted the same way each time.
You verify. Aprio does not decide.
Aprio is built so that a person can check every number it produces.
| What Aprio gives you | What it is for |
|---|---|
| A link from each record back to the source document | Check the extracted term against the page it came from |
| Verification status on key records | Mark what has been reviewed, and see what has not |
| Confidence indicators on indicative pricing | Understand how much weight the range carries |
| Visible forecast assumptions | Understand and review the assumptions behind a projection |
| Financial checks | See where statements do not reconcile before you rely on them |
| Duplicate and merge review | Confirm which of two similar records is the current one and merge or demerge as required |
You can edit or override any extracted value. Borrowers, advisers and credit teams remain responsible for reviewing the information and making their own decisions.
Your data always remains your data
- Data is encrypted in transit and at rest.
- Records belong to your group. Any administrator of your group can authorise or withdraw access for an employee, partner, broker, accountant or lender.
- You can delete all group data from within the platform at any time.
- Aprio does not sell client data or use it for any purpose beyond providing the service.
What Aprio is, and what it is not
Aprio presents information derived from the documents you upload, together with indicative benchmarking. It does not provide financial advice, credit advice or a credit assessment, and it does not make lending decisions. Aprio is designed for commercial business debt and is outside the consumer credit scope of the National Consumer Credit Protection Act 2009.
Indicative rate ranges are a starting point for a discussion with your lender. They are a range with a stated confidence, not a valuation of your facility and not a statement that any rate is right or wrong.